How can I arrange cover for an IAM RoadSmart Approved Skills Day?
IAM RoadSmart Skills Days offer opportunities to learn enhanced driving road skills in your own car. Other insurance companies may not be able to add this level of cover to your policy - give us a call after you've arranged your policy to discuss this with one of our advisors. With some of our insurers we can provide cover for IAM approved skills days for a small fee.
How does price-match work?
IAM Cornmarket offer preferential car, home and motorcycle insurance premiums for IAM-qualified drivers and riders. We acknowledge that some members may find a more competitive prices among the dozens that are available to them via online aggregators.
Where our preferential premiums aren’t the most competitive, Cornmarket can offer a unique price-match member benefit whereby we can at least match any alternative quote that is based on comparable cover (subject to acceptance criteria and minimum premium). With this in mind, we are ensuring that IAM RoadSmart Members are not expected to pay a price any greater than they would pay elsewhere (in as many instances as possible we will beat the alternative quote but again this is dependent on premium and risk).
We also endeavour to ensure that members attain a level of cover which is often higher than can be found on the open market (and includes IAM benefits for IAM observers and those who partake in skills days). Cornmarket provide a specialised insurance service delivered by IAM drivers for IAM drivers which in-turn helps Cornmarket to make significant charitable contributions to IAM RoadSmart to support the advancement of road safety in the UK.
Do Cornmarket reward IAM Fellows?
Our car insurance policies include FREE legal cover as standard to IAM Fellows.
Can my spouse / partner avail of IAM RoadSmart Member discounts with Cornmarket?
Yes, your spouse / partner can also avail of the same great discounts which you enjoy as an IAM Member, just have them call our offices and tell them to make sure to tell our agent that they are the spouse / partner of an IAM RoadSmart Member.
Do Cornmarket offer free observing cover?
Free Observing Cover is included as standard for observers using their own motorcycle to observe Associates, at no additional cost (subject to acceptance criteria)
Why we can’t Cornmarket offer a price-matched price up front?
Every renewal invitation that we process compares the incumbent insurer’s renewal quotation with new business prices on our panel – where we find a more competitive quotation we offer this to the customer alongside their incumbent insurer’s price.
In order to be able to pre-emptively price match we would need to review multiple online aggregators for each customer due for renewal but we can’t obtain a quote with a third party insurer or aggregator in a customer’s name
due to obvious data protection conflicts. Even if we were to do this, there is no guarantee that we would obtain a more competitive price in each case than we can obtain using our existing process.
By adopting a flexible, reactive model - through which we invite renewal early, encourage the customer to compare our price, follow-up in good time to discuss our quote and position against others in the market and then review our price where necessary – we’re keeping the door open to those thousands of customers who are delighted with our service and pleased to continue their relationship with us but who feel they have found a more competitive offer elsewhere.